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Cash-flow schedule

Dubai off-plan payment plan calculator

Enter your contract's price and percentages, and see the total and average instalment due at booking, through construction, at handover and post-handover — in dirhams, not percentages.

Your inputs

The contract or scenario price in AED.

Percentage of price due at reservation or signing.

Total percentage due before handover.

Percentage due at the handover milestone.

Total percentage paid after handover.

Number of equal instalments used for this estimate.

Number of equal instalments used for this estimate.

Additional inputsAdd only the costs that apply to your case.

Optional percentage of price kept outside the contract schedule.

Your figures are calculated in this browser and are not submitted.

Estimate

Ready for your figures

Enter your own values and calculate. No field is prefilled with a live statutory, lender, developer, or market rate.

How the estimate is calculated

  1. Each stage amount equals property price multiplied by the percentage entered for that stage.
  2. Average instalments divide the construction or post-handover stage total by its entered count.
  3. Cash through handover adds booking, construction, handover and the separate personal reserve.

Assumptions

  • Instalments within a stage are treated as equal for planning purposes.
  • The personal reserve is not a contract payment and sits outside the configured total.
  • The tool reports any difference when stage percentages do not total 100%.

Limitations

  • Dates, construction milestones, escrow terms, late-payment charges and resale restrictions are not modelled.
  • The result does not verify a developer schedule or whether payments are refundable.
  • All contract obligations must be checked in the reservation form and SPA with qualified advisers.

Questions about this calculator

What happens if the payment percentages do not total 100%?

The result shows the configured percentage and the AED difference from the property price. Review the contract stages before using the estimate.

Does the calculator know the payment dates or milestones?

No. It averages instalments within each stage. The signed schedule controls the actual amount, milestone and due date of every payment.

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