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Finance scenario

Dubai mortgage payment calculator

Enter the price, down payment, term and rate to see your monthly payment and total interest.

Your inputs

The agreed or scenario price in AED.

Enter the AED amount, not a percentage.

Use the lender quote or a rate scenario.

Whole years used to calculate monthly payments.

Your figures are calculated in this browser and are not submitted.

Estimate

Ready for your figures

Enter your own values and calculate. No field is prefilled with a live statutory, lender, developer, or market rate.

How the estimate is calculated

  1. Loan amount equals property price minus the down payment entered.
  2. Monthly payment uses the standard amortising-loan formula for equal principal-and-interest payments.
  3. Sensitivity compares the same loan and term at one percentage point below and above your entered rate.

Assumptions

  • The interest rate and payment remain constant for the full term.
  • Payments are monthly and the loan amortises fully by the end of the term.
  • A zero-interest scenario divides principal equally across all months.

Limitations

  • The result is not a lender offer or eligibility decision.
  • Arrangement, valuation, registration, insurance, early-settlement and variable-rate effects are excluded.
  • Non-resident limits, income tests and product terms must be confirmed with a licensed lender.

Questions about this calculator

Does this include every cost of a Dubai mortgage?

No. It estimates principal and interest only. Add lender, valuation and registration costs to the buying-cost calculator using current written figures.

Why show a one-percentage-point sensitivity?

It shows how the same balance and term respond to a simple rate change. It is a comparison scenario, not a prediction of future rates.

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